Guaranteed 15.5% Annual Return On Your Investment

Although John Chow dot Com is mostly about making money online, the root of all evil is also interested in other ways that you can rake in the cash. He’s talked about trading money online through Forex, for example, but what about a completely different way to invest your money? Vu Le of TripleCD Investments ordered this ReviewMe request so that he could tell you about their unique way to GUARANTEE a 15.5% annual return. What’s more, you get some link love out of the deal too.

How Does It Work?

TripleCD Investments isn’t going to teach you their methods. They’re not going to set you loose into the world to use their strategies so that you can make some crazy money on your own. Instead, you’ve got to go through them. Sounds almost like the secret Adsense algorithm, doesn’t it?


When you look at the How It Works page, not much is told except that you will “earn a guaranteed 15.5% annual return on your investment while driving traffic to your website.” I’ll get to the second part of that in a second, but I think most of you are more interested in the first part, right? Well, you’ve got to go to the About Us page for that information.

In a nutshell, you hand over cash (via Paypal) and get TripleCD to “invest” it on your behalf. I use the word “invest” loosely, because what they’re really doing is sports betting.

We apply stock market principles to professional sports betting and are backed by over 10 years of experience. Our approach is best described as moderately conservative. We invest in major professional and college sports, and constantly perform due diligence to capitalize on emerging opportunities.

That’s right. You’re the seed money for their gambling habit. That said, they guarantee a 15.5% annual return. This is paid after the 365 day term expires, again via Paypal.

Why is It Called TripleCD?

The reason why they decided to call their company TripleCD Investments is because the 15.5% APY is “approximately triple (3x) the highest yields offered by institutional banks for one (1) year term CD’s.” In case you’re not familiar, a CD (not compact disc) is a certificate of deposit. It works much like a savings account except there is a fixed term and a fixed interest rate.

To prove to you that 15.5% truly is triple the average one year CD, the website provides a link to, showing the going rate. Looking at this page, the typical APY is anywhere from 4.50% to 5.65%.

What’s This About Website Traffic?


When you “invest” your money with TripleCD, you get the fringe benefit of owning a certain number of pixels on their homepage, much like the Million Dollar Homepage. For every $100 (US) that you invest, you get a single gray block and you must reserve a minimum of 2 blocks. You can use these blocks to link to whatever website you’d like, so if you want to link back to your blog, that’s fine. Want to link to a particular affiliate deal? That’s OK too.

As you can see from the screen capture above, it seems like TripleCD has only elicited two investors thus far. One links to Lunarpages Web Hosting and the other links to The Greater Bay Area Make-A-Wish Foundation. But wait, what’s this link I find in the footer?

There’s some linked text reading “Where should I host my website?” Guess where that leads? Yup, Lunarpages. I suspected that both links are affiliate links and a click-through confirmed my suspicions, though the affiliate part of the link disappears pretty quickly. I did manage to do a screen cap though.


Financial Tips and Google Adsense

The other main page on TripleCD Investments is a list of Financial Tips. These aren’t original articles. Instead, they link to external articles on Investopedia, Yahoo! Finance, and BusinessWeek, for example.


Interestingly, TripleCD does feature several Google Adsense blocks: a skyscraper on most pages and a leaderboard banner in the footer. Couple this with the financial tips mentioned above and you’ve got to wonder why TripleCD would want to drive traffic away from their site.

Will It Work? Can I Trust TripleCD?

It’s hard to say. There appear to be zero legitimate sales thus far and even if you do invest, it is being “invested” in sports gambling. Until someone tries these guys out and actually realizes the 15.5% annual yield, I can’t say for sure how trustworthy TripleCD Investments really is.

They say that you’re covered under Paypal’s merchant agreement, but I thought Buyer Protection doesn’t extend for a full year. Does it?

92 thoughts on “Guaranteed 15.5% Annual Return On Your Investment”

  1. Pretty silly to put ads on a service like that. I makes it look cheap and like a scam.

    1. Who cares about the Google Ads, it must be a scam anyway. If the dude was such a good gambler why does he need OUR money to have a play?

    2. lyricsreg says:

      Do you mean like a MFA ? 🙂

    3. simon says:

      Check out
      Every buyer will have chance to win cash prize from $50, $75, $100, $125 and $150 when every 30 block sold. :mrgreen:
      Each block only sell for $5 USD.

      1. Wow, I like it but it’s in Chinese. I can read Korean and my name in Chinese characters…

    4. Mubin says:

      Like a scam? What part pf sport betting do you not understand, these people are a joke and they are hoping john chow readers are willing to invest in the big casinos losing 3X the amount you invest in them. Is it 2 good 2 be true? Think about it? If you could make a return of 15% would you get other people to invest or borrow at the bank rate and pay them back?

    5. Collin says:

      Scam is one word that camne to my mind too!

    6. KingJacob says:

      Thats cause it is a scam.

    7. I didn’t even notice the ads, there are???

      but the site’s down so we can’t even access it… :p

  2. This is almost certainly a scam. When evaluating these types of things, I ask myself if its too good to be true. If it was this easy, everyone would do it. If they really wanted my money, they would put a lot more detail into the description of what they are going to use my money for.

    1. I agree with you on it, I would not hand over my money to them. What happens if three months from now they disappear with all the money, you got no insurance on your deposit and you lost it all.

  3. Guarantee an annual return while gambling (to wager OR RISK)? Haha. Am I the only one that finds that funny, or maybe I’m missing something? I wouldn’t trust it, personally.

  4. Neil Duckett says:

    I don`t like the look of that at all.

  5. TCD says:


    When we ordered this review, I sent you my personal contact info in the hopes that we could pass along our client references. I also explained to you where we were coming from.

    However, it seems that you have gone ahead and posted this review without doing thorough due diligence. While I appreciate the candor in which it was written, there are several important things we feel that you left out of the information that was sent to you.

    First of all, this is something that we have done for awhile now successfully OFFLINE. We want to bring that success ONLINE. Secondly, this is NOT A HABIT. It is something that we take seriously and professionally and WE DO IT FULL-TIME.

    So to all of your readers, please contact us directly if you have any questions. THIS IS NOT A SCAM. We invest money on behalf of private clients OFFLINE. Had we spoken John, I would have been more than happy to introduce you to our reputable clients whose identities can be verified.

    Also, we added Adsense so that users can compare what other financial institutions are offering. Believe it or not, many people have no idea what a CD is. That’s why we included links to the financial articles. Do we want to send traffic away? YES! Because at the end of the day, if someone comes back and chooses our service, we want them to know they are getting a really good deal. JC, I believe you looked too hard in this case that you missed the big picture. We are built on something that ACTUALLY makes money for us and our clients! And you promote the MEW as heavily as you did?

    John if I may, I suggest that in the future when someone orders a review, pick up the phone and give them a call personally. I believe that many times, you will find more info than you can get by just glancing at a website, much less interpret their honest intentions. I really feel that the angle you took in reviewing this did not justify the $400. In all honesty, I would almost rather you delete this review and keep the money. Thanks.

    1. John didn’t do the review, it was by Michael Kwan

        1. Mubin says:

          This guy talks about due diligence and yet does not take the time to read the by-line of the post that he is criticizing?? Did you think that maybe you were going to have some fun, and get 1000’s of ppl to invest their money in your fraud of a business model?

          1. KingJacob says:

            scam or not, I do think its wrong for john to have michael write reviews as if it was john.

  6. Wayne Liew says:

    I don’t think this will worth our money. It’s more like a fake assurance on the ROI.

    Also, pixel advertising won’t work, it looks much more like a spam page.

  7. TCD says:

    Oh wait, Michael Kwan wrote this, not John. Michael, you rushed to judgment my friend. Btw, we paid for John to write this, this is not cool.

    1. Gary Jones says:

      Actually you paid for it to be reviewed on

      Interesting model you have there. Take the criticism of the people that have and will post and use it to improve your offering. Getting mad at them will not reflect well on your company at all.

      1. TCD says:

        Gary, no one is mad. Rather, I’m disappointed at how carelessly this review was done. You would understand if you knew the pains I took to make sure the appropriate info was relayed to John beforehand. Also, this is what it says on “Personal blog of Internet Dot Com Mogul, John Chow. I show bloggers how to make money online.” Umm, from reading that wouldn’t you think John would write it himself? It says PERSONAL BLOG.

        As for taking criticism of random people on a blog, one thing I would like to point out is that in this case, had we been represented correctly, I’m sure some of the readers wouldn’t have rushed to judgment as fast as they did.

        Now, we have to play damage control because a popular blogger was not careful with his words. It sucks, because we really do make money in an honest and ethical way, and not by selling ebooks or get rich strategies or beach bum stuff that you see in this genre all the time.

        As for people who doubt us, I can see where they are coming from. It is because 99.9% of people walk away from a casino poorer than when they entered. However, that does not mean there aren’t those who can make a good living at it. We could have named our business gamblingdollarwiki,etc, but we have a conscience too and do not want to encourage people to gamble. People, this is an investment service first and foremost, the selling of blocks is a bonus and afterthought.

        Ok, that’s it for me on this. For those who have an open mind, contact us directly. If you have doubts, that’s ok. Good luck on your endeavors.

        John Chow, I just sent you an email about this. Thanks.

        1. Gary R. Hess says:

          If you don’t want to come off as a scam, may I suggest changing the website to look less like one. Also, the whole gambling thing doesn’t settle well, even if you have been doing it “professionally” for 10 years.

          1. Mubin says:

            Have you ever read John’s blog? You do know that Micheal does most of the reviewme reviews on this blog?

      2. TCD says:

        Hey Gary Jones,

        You work for bluefur. Your web hosting service stinks. Your downtime is terrible.

        And you hired an amateur writer who is coincidentally Michael Kwan to blog for your website. Conflict of interest here? Hmm?

  8. It’s an interesting concept – I’ll give you that!

  9. Justin says:

    TCD, here is the thorough analysis that you asked for:

    1) TripleCD, What are your principal’s names? What if your office address? You’re simply acting anonymous at this point.

    2) TripleCD does not back up their claims. This is the first sign of a scam, making false claims that are not backed up my historically AUDITED financial\trading statements. They want to instead provide “references”, which are most likely their cohorts.

    3) TripleCD describes their investment strategy as applying stock market principles to gambling. Is that technical analysis, neural networks, fundamental analysis? It’s understandable that a successful “gambler” wouldn’t want to reveal their secrets. However, their description is so vague and it’s like saying you use a bowling strategy when playing basketball. As far as I know, there is no exchange in the same way there is for markets, like stocks, bonds, commodities, etc. When you gamble, you are placing a bet, not making a trade.

    4) TripleCD describes their approach as “moderately conservative”. That is a joke. Betting is a HIGH RISK proposition. It’s closer to trading options, but with an hourly expiration instead of days, months, or years. If you buy a stock at $50, it may go down to $48, and when you sell, you get the difference back. With betting, if you place a bet for a certain team to win, if they lose, you lose your entire bet. It’s like every time you make the wrong trade on a stock, the stock price went to $0.

    5) How does TCD place their bets? With a bookie? Or, are they an international firm operating in a no-name country? If they are operating in the US, if they grow at all and get on the radar of the US government, you are guaranteed they will be shut down.

    6) Where is the contract? Does your contract state that even if you lose your client’s entire investment, you will still pay back their principal, plus the 15.5% interest? How can you afford this since you are raising money by soliciting funds? Or, is this a ponzi scheme? Paying out money with new funds raised?

    7) You called yourself a financial institution. However, what organizations are you a member of that regulates betting “financial institutions”? Oh wait, there aren’t any, because it’s illegal.

    8) A complete lack of knowledge, who sounds like a “newbie”. You called AdSense a financial institution. Are you offering a return on money or are you selling pixels?

    9) TripleCD is obviously trying to make money from AdSense, and affiliate programs. Their website also looks like it was put together by a fifth grader. If you have been so successful from your current clients, why are you trying to monetize a website offering a service?

    Bottom line: Invest your money in an index funds, and get as close to a guarantee of 15.5% as you can. An average index fund will return around 13% based on the historical averages of index funds. Index funds are what every stock picker; every mutual fund (i.e., glorified index fund with fees); every trader is out there trying to beat (the averages).

    1. GREAT comment especially at the end

      (i.e., glorified index fund with fees)

      Love it! If only everyone understood this. Go index.

  10. Money Socket says:

    Let’s say it’s legit and its not a scam, I don’t think the term guaranteed should be used. It is not guaranteed. If the company no longer exists in a year, your return as well as your initial investment is gone.

    This cannot be remotely compared to a bank’s CD. a CD is FDIC insured for up to $150,000 per depositor per bank. A CD is backed by banks with strong financials and proof of that which is disclosed to the public.

    Remember, the second pillar of investing from the book, the 4 pillars of investing, the higher the risk, the higher the reward. If this was a truly guaranteed investment, no one needs to get into real estate investing or the stock market. Everyone would bet on sports, make a guaranteed 15.5% return on investment and inflation would eat us alive since everyone would be rich.

    To the owners of TripleCD. I’m not saying you are scammers, but I just think the way you approached this was very wrong. What you are doing is basically pooling together money to gamble and you share the winnings with the people who funded you. That’s fine I have nothing against that. This works very well offline with people you know, but I think that if you want this to work online with people who don’t know you, where you live etc, the method is fundamentally flawed. From my understanding you can’t even call it an investment unless it’s registered with the SEC and your local state securities department. To actually sell it, you may need to hold securities licenses. Also, by ordering a John Chow review, honestly you should have seen this coming. John Chow staff and readers are financially sophisticated and negative comments were sure to arise. So again, I have nothing against your company, but I do believe you should take this as a learning experience and rethink your entire business model.

  11. Scott says:

    I’m all for earning revenue from reviewme but it seems like there should be some degree of screening going on as to what you choose to review. Handing someone cash via paypal no less to bet it on football games or something sounds like a colossally stupid idea. How about putting your money into index funds (60% large cap U.S., 20% small cap U.S., 20% foreign) 90% of the total investment in the market and 10% as cash (emigrant direct savings in lieu of cash, at 5%), and you’ll end up earning 10-12% a year and preserving your original investment rather than flushing the whole thing.

  12. Shaun Carter says:

    The fact that this service utilizes PayPal is a red flag. It is an unregulated, unregistered investment scheme that PayPal will surely suspend soon because it violates their policies. These activities are better left offline as they say they have been doing for quite some time.

  13. Rhys says:

    Just a quick question to TCD:

    Did you read previous reviews on Surely you must have had an idea what you were letting yourself in for before parting with $400?

    1. TCD says:


      Thanks for the level headed inquiry. Unfortunately, some of the readers prior to you have made assumptions which I’m not going to spend time explaining. I’ll let them continue the 9 to 5 grind.

      However, I’ll be glad to answer your question. Yes, I did my research and read ALL of John’s prior reviews. I knew going into this that there are some who are naturally skeptical. That’s why I made an extra effort to explain what we were doing to John beforehand. I even gave him my contact info. It took almost a week for the ReviewMe to get accepted and almost another for the review to post. Meanwhile, I was left in the dark as to how this process was going to proceed. We never heard from him. I was prepared for the best and worst. All that I asked for was to be fairly represented. Unfortunately, Mr. Kwan was haphazard in his judgment, and the mob mentality of people try to take over. It’s ok, let future readers of this blog learn from my experience. If I can share what I’ve learned this evening, it’s that those who shout the loudest don’t really have a clue what they’re talking about sometimes, even if they’ve already convinced themselves. Some of the prior readers mentioned the legal ramifications of what we are doing. Some mentioned investing in bonds, etc. We’ve already cleared those hurdles. Sometimes when you know you’re right and the sheep think otherwise, well, you just let them go on being sheep.

      1. Gary R. Hess says:

        If you were worried about the amount of time the review would take, you should have set up a campaign deadline. Also, you should know that when you order something like this online, you aren’t guaranteed a one-on-one conversation with whom you are dealing with. That is just how it is when buying reviews, AdWords ads, etc. You got what you paid for with the $400. You paid for a review, you got it. even states that it doesn’t have to be a positive review and nowhere does it state that the publisher must contact the advertiser.

        Yes, you got bad publicity, but you still got the link from John which will bring your site traffic. I however, suggest that you change your website and add more information and have a more professional design before asking for more reviews…. and maybe kicking the gambling habit.

  14. chtanxw says:

    I think it is wise to put it black and white something like this :
    1. what is the minimum amount I must invested
    2. what is the minimum ROI period
    3. what if the betting results do not make a minimum 15% return

    I think this is a new venture. Some proven performances must be shown to attract clients to take part. If you take it professionally, you must show the past performances to prove that it is really workable.

    People can’t quickly accept this kind of offer. Even FX trading, stocks trading, stocks options trading sites sometimes can’t convice the audience.

    1. TCD says:


      Click on HOW IT WORKS for questions #1 and #2. #2 is also in big bold white letters on the homepage. Can’t miss it.

      As for #3, our return is much, much greater than what you would get in the stock market, and far exceeds 15.5%. I’m not going to publicly post the ROI here, but would be happy to speak in depth privately for serious investors. Rest assured, WE DON’T LOSE MONEY.

      Any more questions folks? I’m not afraid to take you doubters head on. I know what I’m doing here is competitive with what the market is offering. I’ve realized now more than ever, many of the readers of this blog dream of making money, but so many are caught up in their current way of thinking it’s going to close some doors before they are opened.


      1. Jay says:

        “Rest assured, WE DON’T LOSE MONEY.”

        Yes you do. You lose all of it. I am certain of it. Think I’m wrong? Prove it. Hell, you can’t even give a reason to doublt the expectation that you will lose %100 of any money suckers give you.

        “so many are caught up in their current way of thinking it’s going to close some doors before they are opened.”

        Well, generally its a good idea not to open the door that leads to “give all your money to some kid with nothing but claims”.

        What you’re offering is NOT competitive with what hte market is offering, look at it the other way– the market is offering you money at %6. Why are you willing to pay %15 for it?

        “our return is much, much greater than what you would get in the stock market”

        Its these profoundly ignorant statements that light you up like a Christmas tree with the word “SCAMMER” over your head. The long term return from the DJIA is about %13, so your %2 extra isn’t that much… plus its trivial to do even better if you spend about $100 on investing books and do a little research, and have some discipline. Now, I’m sure, %15 is much greater than *you* would get in the stock market, but as you have admitte,d you’re a gambler.

        The problem is, you are irresponsible when you gamble with other people’s money, and when you guarantee a return, you’re committing fraud…. cause there is no way you can give that return, and your claim of a guarantee is backed up with nothing.

        A claim is not a guarantee. You’re full of claims, but no evidence and no reason to believe you.

        Yeah, asking these tough questions is just proof that we’re not “serious investors”.

  15. Wallace says:

    another suck site after million dollar wiki!

  16. David Mackey says:

    I’ve stopped reading your blog as much John b/c of these ReviewMe posts. I understand having them occasionally, but they seem to make up the bulk of your posts – and most of the services are blahh.

  17. Justin says:

    >>I’m not afraid to take you doubters head on
    Then address each one of my bullet points from the previous comment.
    >>I know what I’m doing here is competitive with what the market is offering.

    You’re “CLAIMING”, NOT PROVIDING PROOF, you are beating the market averages by 2 pct. Woopty doo. Only someone not informed invests in CD’s. CD’s are one of the safest, non-risky, investments, which is why you get a low return. Index funds are fairly low risk, as long as you are in it for the long term. Betting is highly risky, and the reward is only 2% if you do outperfom the averages. The risk doesn’t justify the reward.

    >>many of the readers of this blog dream of making money, but so many are caught up in their current way of thinking it’s going to close some doors before they are opened.

    You are the only one dreaming. Some of us already have businesses.

    >>readers prior to you have made assumptions which I’m not going to spend time explaining. I’ll let them continue the 9 to 5 grind.

    It’s not that you won’t, but you can’t address my bullet points.

    >>Some mentioned investing in bonds, etc. We’ve already cleared those hurdles.

    Hah. An index fund is not a bond. Once again, you show you’re, frankly, stupidity. I hate to resort to name calling, but you are simply a moron.

    Did you even realize in your FAQ you said you will give the customer a return of 115%, not 15%?

    >>Sometimes when you know you’re right and the sheep think otherwise, well, you just let them go on being sheep.

    I won’t speak for myself, but the Scott from, why don’t you take a look at his blog and previous posts on here before calling him a sheep.

  18. Nomar says:

    Sounds good, but the waiting part is not

  19. Robert says:

    This review suck badly, and so is this

  20. Jerry Brown says:


    Let me give you some feedback. I spent 13+ years in the financial services industry. Here’s what I get from your offering:
    * A website that does not show the Principals involved. When you are an internet company asking people for “investment money” you need to show who is involved with the company. This is CREDIBILITY!
    * For your website to say that peoples money is safe because you are backed by PayPal is completely FALSE and MISLEADING. I’m quite sure PayPal’s T&C prohibit this action. Also, I will “guarantee” you that they will pull the plug once they see these claims.
    * In order to offer such “investment” you and your company need to be registered with each state. These are called Blue Sky Laws. What you are proposing here is “security type” investment which will require a prospectus to be filed with ALL the states you intend to sell this product in.
    * I would caution you to really consult an attorney. The fact that you are so blatant in disclosing gambling as the vehicle you are using is way over the line. There are state and federal regulations that you need to research.
    * Taking it even a step further are you set up to give ALL your investors 1099’s at the end of the year?
    * Another red flag your website does not even have a freakin phone number
    * Another red flag your “Whois” look up is hidden. Why?

    Here’s my “free review”. You and your Partner(s) are young. Without question you guys are passionate about what you do. You’ve had good luck and believe that it will continue (I hope it does). Accepting money in the way you propose is bad enough. But, when you cross state lines that is considered racketeering and the FBI gets involved. Also, don’t get on the radar of the IRS. Otherwise, it could prompt a deep cavity search of your income sources going back x years.

    Good Luck!!!

  21. Jay says:

    1) It claims that the return is “guaranteed” but there is no mention of how this guarantee is provided. They cannot guarantee the return if they lose the money gambling, and thus there is really no guarantee at all.
    2) I can make %25 a year, really easily. And I have a public, accountant audited 30 year track record to back it up. Should I start a program like this, and guarantee people a %15 return? (Then I could make the %10 spread, right!?) Sure, I could… but instead I’ll just tell y’all how I would do it: Put your money in Berkshire Hathaway. %25 return on average for over 25 years. Can’t beat that anywhere. Why settle for a measly %15 given to some gamblers with a lot of claims and nothing to back it up? Instead you could be buying a company with a history and billions in assets backing up your investment, guranteed to not go to zero. Bets, they are worthless if they don’t pay off. And of course, unlike these gamblers, BRK tells you about their business, how they are spending your money, etc. These scammers just claim to have a “system”… yeah, how many gambling “systems” have people pitched over the years???
    3) And of course they won’t tell you the secret because then you could do it right? Well, this brings up the most obvious question: Why aren’t they doing it? Why would they need money if they have a guaranteed return? Especially if its greater than %15 (they’d have to if their proposal was going to make them money)? They say they have been doing this for years, ok, so why aren’t they rich? Why would they need your money at all? This is one of the great halmarks of a scam…it makes no sense, and thus they are relying on greed to cloud your judgement.
    4) Man, if it isn’t the oldest movie cliche– the sports bettor asking for money and assuring us that it’s a “sure thing”. How many times have we seen that in the movies? How many of us have a family black sheep whose constantly at the track losing all his money? Why should we give it to you? You claim you have a sure thing and that you are successful, but as far as we know, you’re a degenerate who will blow it all in 24 hours…
    5) They did do one thing right- rather than the HYIP promises of %15 a month, they are promising %15 a year…. sounds much more plausible. BUT ITS STILL A SCAM.
    6) By the way, their paypal account, you know the one you’re supposed to get paid from in 12 months? It won’t be there. Hell, they’re probably expecting you will have forgotten about t heir scheme in 12 months and never realize you got no money back.
    7) Why give %15 return? If you’re reliable, there are lots of other places you can get money for less than %15. Hell you could do credit card debt for %6 if you’ve got a good credit rating and are pulling in the money, like they claim. Lots of funding sources would cost less than %15… thus the only reason they would be turning to “investors” is if they can’t pass due dilligence naywhere else, and if the banks- who will loan people making minimum wage enough to buy $500,000 houses won’t back them… why should you, again?

    Get this thru your head, TCD: YOU ARE A SCAMMER. You can deny it all you want, and maybe you have the best intentions to pay your “investors” off– but anyone with two braincells knows what the score is, even if you don’t. But I think you know, at some level, that what you are doing is wrong, and dishonest. That you cannot really guarantee anything, and that you have no intention of returning money to anyone who you sucker.

    Oh, I forgot, the Number ONE statement that proves the person is talking about a scam?
    Why, its when they resort to belittling and claiming their detractors have closed minds, and just “stuck in their ways” and “not willing to take the risks to get rich”. When they start talking like that you know not only are they a scammer, but they are a pretty poor one (probably under 21 to boot.) Yeah, any “serious investors” won’t ask pesky questions, right? Cause people who are high rollers, who know the score, the really serious ones– they just throw good money after bad scams like this one, don’t they? LOL. Language like that is tuned to try and get the wanna be “serious investor”- the guy who has little money but wnats to “play with the big boys” and who thinks theres some “secret” to getting a great return to join in. Unfortunately these people are victims of HYIPs over and over and think that its the government keeping them down or breaking up the HYIP… not that they were scams. Too bad… but using sucker language like that- proof that its a scam.

    This is the first post I’ve ever seen to John that made me question the judgement of this site…. you really shouldn’t have taken these people’s money, even though you were skeptical, you spend too much of the review taking them seriously….

  22. Mike says:

    They say they garantee a 15.5% return but can they be trusted?


  23. Mr. Rajawang says:

    this is crap- but a nice idea with bad execution! gambling? where on earth can gamble surely WIN? ❓

  24. Who guarantees this payment of return? If they themselves are doing it, it is foolish to invest unless they back it with certificates of cash deposits. This is high risk but or therefore high return offer. Thank you but no thank you.

  25. James says:

    Although it would be a good time to have a link on their homepage because of the current controversy and traffic 🙂
    But it’s $200 for a link.. hmm..
    And $400 for a reviewme (blogger only gets half) is a lot to pay for such a blog post. So it can be negative.. hard!

  26. Hey, I think it can be a good site with some improvements for sure.
    You need to place the first two “baits” as they call it where you setup some of your own ads to start things off. But this has to be non-spammy. Try to stick with a web design site or just feature your best blogging friends such as John Chow! Thinking of, we will do that on the New One Buck Wiki.

  27. Hey John and Michael,

    Thanks for reviewing the Keetsa mattress like last month ago. Yeah, that was the company I was working for and now I’ve got my own now. Well not legally but as an idea. If you could drive some Buzz for my new One Buck Wiki as a good idea, I will hook you guys up with a free Keetsa mattress of your choice of size. My sister runs the company, it’s a family business so I might be able to hook you guys up.

    Michael, are you Korean? i think so… well i am.., 100% birth in korea bred in usa. Kinda make me feel like made in japan but assembled in USA like a 97 Mitsubish Eclipse that I used to have…

    Help out a brother promote the cause of FiveDollarWiki and OneDollarWiki!


    Max – @

    1. Lol @ one buck wiki claiming
      “Buy a Page for just $1
      (Limited Time Only!) ”

      If it’s One Buck

      Aren’t you going to have a bit of difficulty raising the price there mate?

      Am personally sick of these wikis. Milliondollarwiki was bad enough, cannot believe people bought into that.

  28. This is a horrible idea. Even if historically they’ve been able to meet these return figures, you’d have to be a total moron to hand money over to someone whose investment strategy is gambling. Also, they “guarantee” 15% but they’re only throwing a word out there. There’s nothing to legitimately guarantee this. If your investment isn’t insured, there is no guarantee.

    The nerve of this guy getting ticked off about a review that is honestly more favorable than it should be.

    1. Hey, you can always goto One Buck Wiki where $1 will be worth TEN TIMES more in couple days… 🙂 hint: we’ve sold almost 1000 pages so price will go up then…. 🙂

  29. Eureka Diary says:

    There are plenty of people out there who make thousands and thousands of dollars by betting on sports. On the other hand, there are many who LOSE thousands and thousands. I think the “dissenters” may have been on the losing end one too many times…

    Ever watch the World Series of Poker and notice how the same players make it to the final table year after year? Poker is a game of CHANCE but there are professional poker players who EARN MILLIONS every year simply by playing poker at casinos. And guess what? MANY OF THEM HAVE STARTED PLAYING ONLINE. I don’t see this service as being any different.

    Most of the readers here are simply part of a herd, following whatever is written whether it’s a legitimate post, reviewme or directly relates to an affiliate offer like “Free Business Cards”. Some people need to start thinking a bit more freely.

    If you take anything away from this article it should be the concept of ORIGINALITY. The TripleCD idea is curiously refreshing. Perhaps they could go through a bit more effort in proving their legitimacy BEFORE you contact them. And, I think the “purchased pixels” concept cheapens the service and gives more of a spammy, copycat feel.

    HEY GUYS AT TCD… why not put up a YouTube video of yourselves explaining the service you provide… maybe give a few examples of your experience. If you can, ask a few happy clients to record bits as well. Then… take down that spammy pixel page and replace it with something more original…. or nothing at all.

    I wish my blog was generating $400 ReviewMe’s…

  30. appfunds says:

    Hello everybody,

    Let`s assume you are an honest person with a real offer.
    So, time for some maths.
    Suppose I have $10,000 to invest right now.
    After a year I`ll have $ 11,550
    After 5 years $20,554.64
    After 10 years $42,249.34
    After 15 years $ 86,842
    After 20 years $178, 500
    After 25 years $ 366,901
    After 30 years $ 754,153.11
    After 35 years $1, 550, 134.74

    In other words if you are 25, just put $ 10, 000 in this project, and you don`t need any pension fund. Well, hmm …

  31. drt says:

    I know a company in San Jose California that pays around 2x CD rate. I knew the CEO from all his writing at, and later in his own forum. Recently I met with them in San Jose. They issued a Promisory Note back up by real estate. You can check their website at just for a comparison what have you seen in this review.

  32. Domtan says:

    The adsense ad significantly lowers the value of the site.

  33. great008 says:

    hmmm….yea you gamble our money and guarantee us 15.5 percent back??? there is no “guarantee” in gambling my friend..something aint kosher about this??? i don’t think we’re in Kansas anymore Toto :smh:

  34. Hrm… guaranteed rates based on an all-or-nothing “investment” activity, no formal contract, “just don’t worry” assurances that the activity is legal, and a domain registration that expires in less than one year:

    “Registered through: Blue Razor Domains, Inc.
    Domain Name: TRIPLECD.COM
    Created on: 29-Jul-07
    Expires on: 29-Jul-08
    Last Updated on: 30-Jul-07”

    This just screams “HYIP”.

  35. Carmen says:

    Hello –

    Anyone else getting a link to the red cross homepage instead of the triple cd page?

  36. Josh says:

    Yea it’s taking me to Red Cross too

  37. Mike says:

    Haha, they took the site down.

    I love how they were getting all defensive. Let the sheep be sheep? I’d rather be a “sheep” and build my business consistently while investing in real assets such as stock or real estate then to hand money over to gamblers lol. He got all butt hurt and told us to stick to our 9-5’s, thats probably what he’ll be doing after a few losing streaks.

    Oh and heres a thought “tripleCD”, why pay 15.5%? That’s way too expensive. Why not leverage yourself to your eyeballs in low interest credit cards where you just have to pay 9.75%? Why not pull HELOCs or home equity loans on your parent’s house while paying 7%? Surely you’ll have at least 100K by doing that and with the interest saved and consistent 20+% ROI, over your lifetime you’ll(if you know how to do that math) you’ll be a multi-billionaire lol. So why do you need the money of some poor ol 9-5 sheep? Why waste time making an ugly spammy looking website? You’re so confident use your own money and get rich, don’t bother with close-minded idiots like us lol.

  38. Collin says:

    hahaha the power of this blog is great…..nice rss numbers John

  39. Zaiful Zin says:

    1 more SCAM launch into the market…For sure later or earlier paypal will blocked that account whose using to paid or received payment from them…

  40. MoneyNing says:

    Hmm…. Maybe John Chow should think about which reviews he accepts.

    1. drt says:

      Why? I think he does a great service to the community. Would you prefer to let this going on without letting unsophisticated people to know about what’s waiting for them? Isn’t that great that even the Atty. Gen of California would be willing to response to this review? I was amazed reading the comment of the former Governor and now the Attorney General of California. Good job John and Michael.

    2. I have to agree with drt. I think John’s blog just provided the world a great service by helping to expose and derail this fraud. It’s a win/win scenario between John and his readers (I realize that someone else wrote the review) – he just collected money for the space that was purchased on his blog, and thanks to everyone here, thousands of people just avoided yet another scam (even the ones who don’t even know that triplecd ever existed, but who might have fallen for it one day).

  41. I dont understand something doesnt John first approve a website before he does a review… Would he invest his money in such a thing? If not why is he promoting it to it’s visitors? Why is he doing it only for that $400???

  42. Alex says:

    Yup, TripleCD website is gone!


  43. drt says:

    Review means to tell what do you think about such a website and it would be a diservice to the community if John sees a hole there but he refuses to review. Someone can fall into the hole and die. If it’s something that only affect the owner of the website , for example if John refuses to review my site because he thought it was a stupid site, then it was okay since the website would not affect other people. But look, if it wasn’t serious enough, I don’t think the Attorney General of California would have comment to this posting. Or, do you think Jerry Brown has nothing to do but spending time to post a comment to John Chow dot com?

  44. Nathan says:

    lol. what a scam. paypal merchant agreement is only valid for physical items.

  45. Mike says:

    Personally I think this review was GREAT. Like the others mentioned, a review gives an HONEST opinion about a website or service and Michael did that. Yes he did the right thing by reviewing the site, people have to know about these types of scams. Think about how many people read this review and now know that there are these types of “investments” out there. Even if tripleCD(lol) changes their name and tries to resurrect their dead business, at least people will know it’s likely them again.

    I just find it incredibly funny and amazing that the owners of these sites keep paying for reviews. I think it’s because they too want to “get rich quick” so they think they can just make these little websites, pay for a quick $400 review and be on their way to getting 100’s of people to “invest”. Lastly, the paypal guarantee was the icing on the cake. Perhaps the funniest thing I’ve ever read in a while.

  46. Michael Kwan says:

    I guess I should chime in here.

    TCD: When you order a ReviewMe, you are not guaranteed a positive review. What I wrote above was my 100% honest impression of your site/system. It may be true, it may not, but it is MY OPINION. People can agree me with me or they can choose not to, that is THEIR OPINION.

    If you were expecting a glowingly positive review written by John, you obviously have not read the other reviews on this site. I write a lot of them, and I always try to offer a balanced opinion. I look for the good, but I also look for the bad. You’ll notice that I gave you a favorable title, but I also warn readers of the less favorable elements of TCD.

    1. TCD says:

      Michael Kwan,

      You are an amateur writer at best, and you fail to grasp the bigger picture. It shows through in your writing. It lacks any insight nor do you understand the impact or lack of impact when it comes to choosing your words. Your critical analysis skills are horrible. I’ve read your articles all over the internet and one thing is for sure, you will never make a sustainable career from writing.

      Before the majority of you brainless John Chow readers start disagreeing with what I say, read this link:

      Apparently, the more mature readers on that site are quick to point out that Michael Kwan’s review of that particular product was “cold”, “drab”, and “uninterested”. Michael, I don’t need to prove to you your writing stinks. Other people have done that. Read on.

      In addition, the site owner has this to say, “Yes, there were some things about the review that I wasn’t happy about, and a lot of backlash from the commenters. In all honesty, it really doesn’t bother me what a 17 year old blogger from across the globe thinks about my themes.”

      And that my friends, speaks to the immaturity of many of John Chow’s readers, many of whom are broke ass immature males who lack the foresight to think beyond what is in front of them. The site owner is being diplomatic with his words, but I’m sure deep down inside he feels that Michael Kwan’s review did not do his hard work justice.

      Now, here is what Michael Kwan himself has to say on his blog during the time in which he wrote our review, “I just came back from the doctor’s office a couple hours ago, telling him about this nagging cough that has been bothering me for the past few days. He very quickly determined that it’s bronchitis and it should be cleared up with a few days of antibiotics. I’m feeling a little more tired than usual and my mind isn’t quite functioning the way it should be too. If I had myself a regular job, I probably would have called in sick today.” Unfortunately, this sick ass m-fcker had to drag his ass out of bed to write a sh*tty review.

      As for John Chow himself, I’m surprised he doesn’t take more pride to rectify this situation. It makes his blog look bad and it makes his readers look bad. And I’m sure any potential future advertisers will shy away from his sponsored reviews. I’m fortunate that I can shut down my website and continue to make money OFFLINE, which is what I will do in this case. For me, it’s not worth dealing with all this negativity. If my earnings were strictly based online, that would suck. I sure as hell don’t need to deal with immature John Chow readers, many of whom post comments repeatedly kissing John’s ass so they can steal some of his traffic.

  47. I … wow. Lol! It was a great review of … a … well, a scam. 😛

  48. Hmm… the site seems to be down. What does that mean? ❓

    1. Shaun Carter says:

      They’ve shut down already probably because of being exposed as a scam here.

  49. John, Please accept my “phew” for that wonderful piece of blogging. Goes to show the power of a good blog.

  50. warzone says:

    This is real sad. John dude reconsider the reviews you take man. If you are to do these then at least make sure that you can verify whether they are good or not.

    1. Shaun Carter says:

      John takes the reviews to make money, it really doesn’t matter what the subject matter is.
      Suppose Michael had given a glowing review of this site despite it’s short comings, the readers here would have still figured out the flaws and posted them in the comments. The readers here are quite resourceful.
      This scammer who launched TripleCD got lucky that this was their punishment (a scathing response on this blog) and not an investigation by the SEC or having all their PayPal funds frozen for violating their rules.

  51. Maybe this is a scam… the website is closed! I thought it could have been a good idea….maybe they are just redoin’ it.

    ReviewMe One Buck Wiki next please John Chow?

  52. JohndePaz says:

    Very good review of that web page Mr. John Chow.
    I always read his blog

  53. Ilias says:

    Most probably it is a scam.. Their website is offline for a couple of days.. Great Review though !

  54. Pingback: Jessie
  55. I dont know why people which are offering services that sound like a scam still order up your reviews John! 😛 They know they’re going to be crushed

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