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How to Receive Limitless Cash in the Mail

written by Michael Kwan on September 6, 2011

The Ultimate Online Profit Model

Did you check your mailbox this morning? There’s a good chance that you saw some random flyers, a random letter from a bank telling you to apply for a credit card, and more bills than you would really like to have. That’s pretty typical. What if you could get a few envelopes filled with cash too?

That’s effectively the promise of SurfMoney, a system that describes itself as “the most lucrative money making opportunity on the Internet.” Does it really live up to the claim? And what’s with all the cash videos? All that and more in today’s review.

Your Own Personal Cash Machine

We’ve seen a lot of products and systems on the web that promise you all kinds of riches. They say that you can work from the comfort of your home. They say that it’s a turnkey business that anyone can run. SurfMoney does that too, but its system is meant to be completely automated “and real.”

The first thing that hits you when you visit the SurfMoney website is a brief video. In that video, we watch a guy count the cash that he has received through SurfMoney. There are literally thousands of dollars in cash on that table. Other videos on the site do the same thing… and they’re all rather low quality videos.

This is meant to add credibility to the SurfMoney system, showing that regular people really are profiting from it. The trouble is that it really tells you nothing about how SurfMoney works and how these people got the money in the first place. To do that, you need the 30-minute workshop. And to access the workshop, you need to pick up the phone.

The Initial Phone Call

When you try to access the workshop, you’re shown a password-protected page. To get the password, you need to call the phone number on the main SurfMoney page. Interestingly, the call is automated. You get a recorded message that’s over seven minutes in length; it is only after about six minutes that are you told the password to get into the workshop page. (I’ll save you the time; the password is “freedom” without the quotes.)

The recorded message is effectively a rewording of the initial sales page. I found this step to be more annoying that anything, especially if there are people who want to sign up from overseas.

So, what’s the workshop? There are “3 steps to success” on that page. The first is the workshop itself. You can listen to it by calling a phone number and getting the recording. Alternatively, the audio can be streamed from the workshop webpage too. The second step is to watch a couple of videos embedded on that page. And third, you call “Gail” to “get answers to your questions” before finally joining SurfMoney.

So, How Does It Actually Work?

I had my apprehensions and they effectively came true. SurfMoney is a system where every member gets their own subdomain off the main SurfMoney website and this subdomain is automatically populated with the same information as everyone else. After you sign up, the first referral you send goes toward the SurfMoney people to “qualify” your account.

From then on, your referrals effectively pay you and this carries down the line for people they refer too. There are different “levels” where people can sign up and you only get the cash up to the level that you selected. Here’s a chart explaining the system.

In the FAQ and other documentation, SurfMoney is quick to point out that this isn’t a pyramid scheme, but it is rather “referral marketing.” I say it’s a matter of semantics, but the goal here is to sign up people who give you money so that they, in turn, can sign up other people who will give them money.

A Money-Making Scheme or Scam?

I’m always skeptical about money-making schemes where they really don’t tell you anything about how it works until you’ve already moved several layers into their pitch. SurfMoney isn’t new and neither is the fundamental concept that is at its foundation. Yes, it’s turnkey and yes, there are likely several folks who have made good money from it. Whether or not SurfMoney can legitimately work for you depends on if you’re willing to work it.

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Social Bookmarking Service September 6, 2011 at 12:58 am

Simply love your title.

You are master in making killer titles.

Michael September 6, 2011 at 10:35 am

I do have to agree. That is a great title that caught my eye!

Raj September 7, 2011 at 7:05 am

Yes the title is really good. It made me to click


Shanker Bakshi @Net Profit Mantra September 6, 2011 at 11:42 am

Like it, Catchy one, How about “Meet Your Very Own Personal Cash Machine”?

Social Bookmarking Service September 6, 2011 at 8:46 pm

Your title … it take some fraction of time to understand … what are you saying.

But title starting with how to or top 5 or easy way … is always useful, believe me.

PPC Ian September 6, 2011 at 8:18 pm

I like the title too. Receiving cash in the mail is good. :-)

Erwin Miradi September 7, 2011 at 3:38 am

Yeah. The title is why I was here in the first place. But the review is not bad at all.

ZK @ Web Marketing Tips September 8, 2011 at 1:14 am

Yes you can always expect good review from Michael …. Infact at John Chow he is review boy …. Lolllzz

Gift Ideas September 13, 2011 at 3:39 am

very interesting.
businessman like this and I want benefits with this opportunity.

Penn Station Coupons September 6, 2011 at 1:48 am

This type of referral business has been around forever – since long before the internet, actually. Bottom line, if you’re not actually performing any type of service other than referring people it will quickly fall apart. The people who get in first stand to make a few bucks from the late comers, but you run the risk of alienating anyone you refer to them.

Retweet Exchange September 6, 2011 at 3:44 am

Yes Penn! that risk you pointed out has got many into real pains.

ZK @ Web Marketing Tips September 6, 2011 at 4:23 am

Yes same old method using latest technology.

Shanker Bakshi @Net Profit Mantra September 6, 2011 at 11:43 am

and they never disclose it until you reach the closest layer as mike said.

Sean Daniels September 6, 2011 at 2:48 pm

Well, after going through the ‘layers’ I got the member’s cell phone number and spoke with a member this morning. Seemed pretty cool that they shared all the information up front and gave you a way to talk to a ‘real’ person. The member I spoke with this morning has been doing it for 2 years, I’m going to ask him to reply to the comments here.

Erwin Miradi September 6, 2011 at 8:36 am

Yeah I have seen this kind of business around. It’s an old one I can say, it only looks new because it’s on the internet.

allan stuart September 7, 2011 at 2:54 am

its kind a MLM isn’t it? it famous in Asia, and believe me , there are a lot of scammers out there, but this one , i don’t know yet.. should try it first.. you never know until you try it…

ZK @ Web Marketing Tips September 8, 2011 at 1:21 am

Everywhere is scammer my friend … No benefit to point out one location :)

Sean Daniels September 6, 2011 at 10:10 am

Have you gone through their information? The product and service is domain licensing and software, pretty slick!

Shanker Bakshi @Net Profit Mantra September 6, 2011 at 11:47 am

with different names and in different forms, but at the end ….the same old basic funda.

Buy a Blog September 6, 2011 at 2:03 am

After reading the Article i just visit the site. At present i’m browsing that site and John thank you for your Article. After review the site i’ll write here again in my another comment.

Thank you

ZK @ Web Marketing Tips September 6, 2011 at 4:25 am

Lets see what you have to say after visiting the site …. Would love to get in details.

Sean Daniels September 6, 2011 at 9:55 am

Yes, please let us know what you think. I spoke with a member after going over the workshop information and I’m thinking of becoming a member. The member I spoke to has been doing it for almost 2 years and he makes pretty good money from it. I actually thought it was pretty cool the way they make you go through the layers and end up talking to a live member, what better way to know if a program is for real?

beyey September 6, 2011 at 3:56 am

This is something for me, thanks for the info..

Alexis September 6, 2011 at 4:41 am

This looks like a pyramid scheme to me. Where is that money coming from?

Sean Daniels September 6, 2011 at 10:07 am

Well if you think about it, aren’t all franchises kind of like a pyramid? These guys seem like a legit business opportunity, they’re even listed on Entrepreneur magazines website as a franchise:

Shanker Bakshi @Net Profit Mantra September 6, 2011 at 11:44 am

from you and me…….to be paid to him and her

Tech84 September 6, 2011 at 5:11 am

Yeah sounds like a pyramid scheme, but I would really like to learn more. But I’m not expecting to be convinced in joining any schemes like this though.

Justin | Mazzastick September 6, 2011 at 5:40 am

Hey, if it works it works. I am still a big fan of hard work and persistence. Eventually it will pay off.

PPC Ian September 6, 2011 at 8:21 pm

It’s all about hard work and persistence. If you keep working hard, the money will eventually come! Whether it’s with this business model or another.

ZK @ Web Marketing Tips September 8, 2011 at 1:27 am

I always recommend consistency is vital factor … If you are consistent in the right direction than money will follow …

fas September 6, 2011 at 5:51 am

Limitless cash is close to impossible in the real world.

Shanker Bakshi @Net Profit Mantra September 6, 2011 at 11:45 am

I agree, it has been hyped a little more than what they actually capable of.

Whitney September 6, 2011 at 5:58 am

Yea, this looks really cool…in theory. I mean who wouldn’t want to join something where the guy is literally counting stacks of cash. I know I would. However…it does resemble a pyramid scheme in some aspects. I’m not saying this is real or fake, because I don’t know. I’m just saying be cautious. Even if it’s free, a lot of companies won’t even pay you for your work. Anyways, not trying to be negative here…great review Michael! Thanks for the post. – Whitney Black

kenneth September 6, 2011 at 6:46 am

I think it says a lot when John doesn’t put his own URL for referrals in this post! He’s done that in paid reviews in the past. I’d suggest, therefore, AVOID!

Talya September 6, 2011 at 7:23 am

So I am curious, is there an actual product that is marketed here, or is it simply money changing hands for “sign-ups”? That certainly sounds a bit questionable.

Sean Daniels September 6, 2011 at 2:43 pm

Yes, they do actually have a product – domain licensing and software. I just went through the workshop this morning and am thinking of joining. Reviews are mixed here, I’m going to ask the member (he says he’s been doing it for 2 years) to reply to the comments here. Maybe we could get some member interviews?

Matt Ban September 6, 2011 at 8:43 am

It is a good idea, but this is like a pyramid scheme right? reminds me of many pay per click or onbux type of system.

aieee question papers September 6, 2011 at 9:37 am

sounds great if we receive lots of money through mail

Sean Daniels September 6, 2011 at 9:42 am

I just got through going through the Workshop and it seems pretty legite to me. Pretty slick system and really does look turn-key, never seen anything like it.

home theater installation palm desert September 6, 2011 at 10:13 am

I’d love limitless cash! Sounds too good to be true. Great review. I will have to consider this one, but again, sounds a bit too good to be true.

Sean Daniels September 6, 2011 at 2:45 pm

Sounded too good to be true to me too but after talking with a member this morning it appears to be for real.

fazal mayar September 6, 2011 at 3:21 pm

this looks like a pyramid scheme haha but good stuff and title too!

PPC Ian September 6, 2011 at 8:20 pm

If anyone does this, please report back on the results.

Best Daily Deals September 7, 2011 at 2:33 am

sorry, what is the difference between the words “unlimited” and “limitless”? I find it nicer to phrase as “How to Receive Limitless Cash in the Mail”.

allan stuart September 7, 2011 at 2:50 am

wow, what can i say , a neutral opinion / review … thanks John for this review. i have stumble upon this scheme if i’m not mistaken in your website, but when i try opening their website, they are several step such as call them etc, that really burnt down my interest… they should make the sign up or explanation process easier though… failing in doing so will cost them a lot, i think.

Erwin Miradi September 7, 2011 at 3:42 am

If you looking at it from a different angle, it actually make sense. But for me it’s kinda too good to be true.

Property Marbella September 7, 2011 at 4:58 am

When they say that it is not a pyramid scheme, it means that there is a
pyramid scheme. Denial medtoden.

Free Forms September 8, 2011 at 4:19 am

Everyone liked title so i like to everyone thought because they liked title..

Free Forms September 8, 2011 at 4:21 am

Well all steps are awesome & useful for everyone here…thanks for sharing.

Owner President September 8, 2011 at 4:56 am

Folks…if it looks like a duck, walks like a duck and sounds like a duck…guess what>

It’s a DUCK!

Can you say Ponzi?

Dan Thorley September 8, 2011 at 10:19 am

Yes, I agree totaly. There are so many business opportunites available that really do not tell you very much at all about what is involved. You have to often dig deep into many of them once you have purchased them to find out what you have signed up for. This is not so much a problem if there is a decent full money back guarantee in place, but often there is not. Even when there is, sometimes you have to spend some cash before you know whether you want to continue or not.

Buy Plus Ones September 8, 2011 at 11:46 am

I usually stay away from schemes, but since you recommend this one, I’m thinking to give it a go!

Buy a Blog September 9, 2011 at 2:45 am

is it possible? and how many times we will try for it and how many money will cost for it? It’s a 30-70 Chance after all.

TYCP Magazine September 9, 2011 at 4:16 pm

Sounds like another MLM scheme. There are many better ways to make money online.

Barney September 10, 2011 at 4:12 am

If this is so awesome, how much did Michael Kwan make? The thing is, desperate people will most likely try it out …

Buy a Money Making Blog September 12, 2011 at 2:25 am

Really awesome but need to invest time and require patient dear.

BlackBerry News Blog September 12, 2011 at 6:36 am

I should copy this idea and start a pyramid business myself… wait… It’s referral marketing.

Download From Mediafire September 18, 2011 at 7:38 am

A big scam that what I think it is

john@web design london September 23, 2011 at 2:08 am

But we need to invest some money to have an earning

Cheolsu October 12, 2011 at 12:56 am

Great title. I have always thought that pyramid business pays more when they in the top of the chain.